Renting vs. Buying

Moving from "RENTER" to "OWNER" is a lot easier than you think!

At Verico Accede Mortgage Group Inc. we specialize in providing options for first-time buyers with low and no down payment programs. These programs are applicable to all types of client, from those with perfect credit to those with less-than-perfect credit, to those employed by companies to self employed individuals and more.

The lenders we deal with offer Flexible Approval Guidelines. Credit challenges, unique employment situations or past bankruptcies shouldn’t stop you from owning a home.

What "We do" that "They don't"

• During our first meeting we get to know you. We develop a financial snapshot of you.
• This financial snapshot helps us identify which program best fits your needs.
• We pre-qualify you so that you know what you can afford.

• We will match you with a trusted realtor to ensure that your house hunting experience is a pleasurable one.
• Many of our programs offer longer amortization periods. While longer amortization periods means you pay more interest over the term of the loan it may also mean the difference between being able to buy a home or not. Over time you may be able to increase your payments or apply lump sums to the principal thus shortening the amortization period.
• Once you have found that home we act as an intermediary between you and the lender to process your mortgage application in a timely manner.
• On receipt of your mortgage commitment we continue to work with you to help you satisfy financing pre-conditions.
• When all financing pre-conditions are satisfied we follow-up with your realtor and the lender to ensure your  lawyer is instructed so that the sale closes on time.
• Throughout the term of your mortgage we will make ourselves available to answer your questions.

Give us a call today - We can help!